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Joe Gaglione and Matthew Gaglione (780) 488-4000


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In this Home Buyers Guide, we will take you through a step by step process to help you determine the type of home ownership that is right for you. To make your home buying experience as pleasant as possible, we have included informative articles on mortgages, house hunting, the offer, closing details, moving and more.

Pre-shopping - Before you start shopping for your home, give some thought to your lifestyle, the features you need and want, affordability, and the neighborhoods you prefer. Determining the features that are most important to you will bring you closer to finding your perfect home.

Arranging a mortgage - Prior to shopping for a home, it is imperative that you obtain a pre-approval for a mortgage. As most people require a mortgage to purchase a home, this section explains mortgage types, terms and how to qualify.

Viewing Homes- Choosing a home is both an emotional and a financial decision for your future. By making the most out of your home viewing experience, you can learn how you can avoid costly errors that could lead to future problems.

The Offer - Are you ready to put an offer on a home? This section explains the components of an offer and how it forms an essential part of your purchase.

Closing - Buying a home is more than simply picking your dream home. This section will explain the importance of hiring the right professionals to ensure you are legally protected.

The Move - Are you looking for tips and tricks on how to make your move more manageable? This section offers insights on how to make the most of your move.


Document Downloads

RECA's Customer Relationship Guide - A MUST READ for anyone who may be entering into a written service agreement with a REALTOR.

Canada Post Mailbox Rekeying - Information about how to get Canada Post to rekey your mailbox.

Change of Address Checklist - Use this checklist to ensure you've updated your address with all the appropriate places.

Condominium Documents - A list of documents a buyer is going to want to review when conducting their due diligence.

Deposits - A summary of how most deposits are handled in typical real estate transaction in Alberta.

Edmonton Zones Map - A one page map of the breakdown of real estate zones in the City of Edmonton.

Lawyer Appointment - information about what to expect when you meet with your lawyer to sign the sale papers.

Mortgage and CMHC Example - A worksheet with an example of how a mortgage and Canadian Mortgage and Housing Corporation Fees can change depending on amortization periods and down payment amounts.  This is a sheet I will customize for anyone who wishes to go through my complimentary Real Estate Education Session.

Possession Day - An overview of your closing day.

Privacy Policy - Matt Gaglione's Policy on the collection and use of your personal information.

Range and Township Grid Example - How do you figure out the legal land description for a rural property.

Real Property Report - What is this and why do you need it?

Secondary Suites - Information and Link on Secondary Suites from the City of Edmonton.

Tax Adjustment - When you sell, there will be an adjustment for property taxes paid or due. This document explains how it works.

The Brick Corporate Sales - How to buy items from The Brick using our Corporate Account and Discount.

Understanding Your Credit Report & Your Credit Score - A comprehensive document put out by the Government of Canada which does a great job explaining both your credit report and score.

Utility Information - List of utility providers and phone numbers for the Edmonton area.


External Links

Edmonton Garbage Collection Information - Schedules and a map for garbage collection in Edmonton.

Fort Saskatchewan Garbage Collection Information - Information about garbage collection in Fort Saskatchewan.

Leduc Garbage Collection Information - Information about new curbside garbage collection in Leduc.

Spruce Grove Garbage Collection Information - Information about garbage collection in Spruce Grove.

St. Albert Garbage Collection Information - Schedules and information about waste collection in St. Albert.

Strathcona County Garbage Collection Information - Schedules and information about garbage collection and recycling in Strathcona County.

Strathcona County High Speed Internet Providers - A list of those who provide high speed internet in Rural Strathcona County.


CMHC Home Buying Walkthrough - A great series of questions from the Canadian Mortgage and Housing Corporation designed to inform and educate you to the home buying process.

CMHC Condominium Buyer's Guide - Additional Information from the Canadian Mortgage and Housing Corporation regarding condominium ownership.

Joe Gaglione and Matthew Gaglione, RE/MAX Real Estate (Central Branch)
10805 - 120 St, Edmonton, Alberta T5H 3P9
Tel: (780) 488-4000 Fax: (780) 426-5700
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